Freethought & Rationalism Archive

cydonia · 06-27-2003, 10:43 PM

That's a good idea, nj_heathens. It's logical, but that's also what I'm worried about. The owner says direct deposit is too "Big Brother", his mother in law says it's a sign of the apocalypse, I'm not dealing with rational people unfortunately. It's worth it to try to show them some numbers though.

Like you would a normal person. :banghead:

Gothic_J · 06-28-2003, 02:55 AM

remember - rain is a sign of the endtimes.

http://rr-bb.com/showthread.php?threadid=55303

Dark Jedi · 06-29-2003, 10:13 PM

Quote:

Originally posted by butswana
Yeah, I sold my soul for direct deposit. It's great. Especially since my employer has switched to this insanely convoluted pay scheme. I used to get paid every other Friday. Salary and overtime. Now I get salary on the 15th and last day of the month. With overtime every other week or so. So now I get twice as many checks and because my gross pay on each check is lower, I stay in a lower tax bracket. This crazy scheme is great. I take home about 20% more loot because of it.

Sounds really familliar.

That company's initials wouldn't be an H and a P, would it?

hedonist ogre · 06-30-2003, 11:48 AM

Quote:

Originally posted by butswana
Yeah, I sold my soul for direct deposit. It's great. Especially since my employer has switched to this insanely convoluted pay scheme. I used to get paid every other Friday. Salary and overtime. Now I get salary on the 15th and last day of the month. With overtime every other week or so. So now I get twice as many checks and because my gross pay on each check is lower, I stay in a lower tax bracket. This crazy scheme is great. I take home about 20% more loot because of it.

I'm not sure I understand exactly what is going on there, but if you really are paying in less than you should from your paychecks, you may get hit with a penalty come tax time next year. It almost happened to me one year when my employer screwed up my W-4 and had me in the system as married with 1 dependant when I was really single with none. When I did my taxes I owed over $1000. I would have had to pay a penalty except that I had payed in more that year than I owed the previous year. Had that not been the case, I would have been severly pissed!

wade-w · 06-30-2003, 12:05 PM

I used to think direct deposit was great, mostly for the reasons people have mentioned. Then I read the small print. When you authorize your employer to deposit funds into your account, you are also giving permission for your employer to withdraw funds from your account.

This has nothing to do with GRD, so I am moving it to MD.

Mageth · 06-30-2003, 12:57 PM

Exodus 20:27 Thou shalt not directy deposit thy livestock in thine bondservant's field on payday, nor shalt thou directly deposit thy livestock in thine neighbor's field in payment for coveting thine neighbor's wife or thine neighbor's ass.
28 Thou shalt instead hand over thy livestock to the hands of thine bondservant or thine neighbor, and they shalt deposit the livestock in the fields themselves.

Loren Pechtel · 06-30-2003, 08:26 PM

Quote:

Originally posted by Jutsuka
Is there any special reason why your paycheck isn't automatically deposited to a bank account in the US?

Here in Sweden you never get a paycheck, your pay is automatically deposited to your salary account and the tax is deducted automatically aswell. The entire procedure of getting your salary as a check and having to cash it yourself seems quite a hassle.

It's a company-by-company decision here. There are no rules saying you have to offer it.

Loren Pechtel · 06-30-2003, 08:28 PM

Quote:

Originally posted by butswana
Yeah, I sold my soul for direct deposit. It's great. Especially since my employer has switched to this insanely convoluted pay scheme. I used to get paid every other Friday. Salary and overtime. Now I get salary on the 15th and last day of the month. With overtime every other week or so. So now I get twice as many checks and because my gross pay on each check is lower, I stay in a lower tax bracket. This crazy scheme is great. I take home about 20% more loot because of it.

Danger!! This will come back to haunt you come April 15! The extra checks don't mean you owe less tax.

Loren Pechtel · 06-30-2003, 08:31 PM

Quote:

Originally posted by nj_heathens

Here in NJ, First Union (now Wachovia) offers fee-free checking if direct deposit of payroll checks is involved. Cydonia, if your company is big enough, and you could check around to see if local banks offer something similar to fee-free checking w/direct deposit, then I think you and your co-workers would have a valid argument to make in support of direct deposit. Their refusal to offer it is costing you, their employee, money. Unless their justification for refusing is financial, that's a bad faith business practice.

Mrs. Heathen

Years ago Wells Fargo had a similar offer. Unfortunately, my employer quit offering direct deposit. You got the same features with a $500 minimum balance otherwise.

chanoc · 07-08-2003, 10:09 PM

I have direct deposit at one job, and no direct deposit at the other job. Having to go pick up my paycheck after 3:00PM on payday is a pain in the ass. It takes about 8 hours of my time each month because my one employer does not offer direct deposit. What's ironic is that my employer and I use the same bank! :banghead:

I am going to bring up the issue of direct deposit and hopefully they don't say, "It's a sign of the end of the world."

07-08-2003, 10:09 PM	#30
chanoc Banned Join Date: Jun 2003 Location: Auke Bay, Alaska Posts: 422	Direct Deposit I have direct deposit at one job, and no direct deposit at the other job. Having to go pick up my paycheck after 3:00PM on payday is a pain in the ass. It takes about 8 hours of my time each month because my one employer does not offer direct deposit. What's ironic is that my employer and I use the same bank! :banghead: I am going to bring up the issue of direct deposit and hopefully they don't say, "It's a sign of the end of the world."

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06-27-2003, 10:43 PM	#21
cydonia Veteran Member Join Date: Apr 2002 Location: southern california Posts: 1,002	That's a good idea, nj_heathens. It's logical, but that's also what I'm worried about. The owner says direct deposit is too "Big Brother", his mother in law says it's a sign of the apocalypse, I'm not dealing with rational people unfortunately. It's worth it to try to show them some numbers though. Like you would a normal person. :banghead:

06-28-2003, 02:55 AM	#22
Gothic_J Veteran Member Join Date: Jun 2003 Location: New England Posts: 1,290	remember - rain is a sign of the endtimes. http://rr-bb.com/showthread.php?threadid=55303

06-30-2003, 12:05 PM	#25
wade-w Veteran Member Join Date: Aug 2002 Location: Silver City, New Mexico Posts: 1,872	I used to think direct deposit was great, mostly for the reasons people have mentioned. Then I read the small print. When you authorize your employer to deposit funds into your account, you are also giving permission for your employer to withdraw funds from your account. This has nothing to do with GRD, so I am moving it to MD.

06-30-2003, 12:57 PM	#26
Mageth Contributor Join Date: Jul 2001 Location: Deep in the heart of mother-lovin' Texas Posts: 29,689	Exodus 20:27 Thou shalt not directy deposit thy livestock in thine bondservant's field on payday, nor shalt thou directly deposit thy livestock in thine neighbor's field in payment for coveting thine neighbor's wife or thine neighbor's ass. 28 Thou shalt instead hand over thy livestock to the hands of thine bondservant or thine neighbor, and they shalt deposit the livestock in the fields themselves.

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